How it Works

Select Your Loan Amount


By moving the top slider to your desired amount. You may select the salary date with the second slider.

Complete a quick form


By filling in an online form and submitting some basic personal information about yourself.

Quick credit check


By our loan officers to check your affordability.

Money in the bank


Right after approval of your loan. Now that's working smarter not harder!

Why Makanda Finance?

We're fast


As our application process is 100% online, this means that you can apply on our website anywhere anytime from your mobile device or personal computer.

We are registered


We hold legitimate registrations from Companies and Intellectual Property Commission in South Africa (CIPC) and National Credit Regulator (NCR). We are a proud member of Micro Finance South Africa (MFSA) and we hold an FSB license.

We're customer-centric


We keep complete transparency, and there are simply no hidden charges. By Choosing Makanda Finance, you will get the best interest rates and easily repay your loan and re-apply again.

We care


We know that re-paying a loan can put a dent on your budget, that is why we offer tailor made loans after you have made payment. Want a loan? Click below and get your loan now!

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Makanda Finance is an online micro lender and investment company that provides personal loans ranging from R100 to R500 and investment plans from R50,000 up to whichever amount you wish to invest. You can invest a lump sum if that's what you prefer. Our personal loans were created to help permanently employed South Africans to get a loan in their time of need. We do this through cutting edge technology that allows you to apply for a loan without visiting our branch. Through our website you can apply for a loan using your mobile phone or personal computer.

Play around with the sliders and move the first slider to your desired amount and select the salary date with the second slider. Re-payment is calculated upfront and deducted on the date you selected via debit order, after which you'll be legible to apply again whenever you need quick cash.

You need to be over 18 years of age and less than 65 years old, residing and employed in South Africa with an active RSA bank account, plus your own email address and cell phone. Your credit rating will determine if there are any additional requirements. We do a quick assessment of your financial ability to repay a loan. So the results should give us an assurance of your ability to settle your debt when the time comes.

You can request anything between R100 and R500 the first time you apply for cash. We treat every customer as unique based on their credit rating and affordability all this will determine the amount and term of your cash loan.

About Our Loans

Small Loan


  • Interest : R20.33
  • Fee(?) : R152.00
  • Vat : R21.28
  • Insurance : R3.94
  • Days : 60
  • ARP : 584%
Repayment Amount: R397.55

Max Loan


  • Interest : R50.03
  • Fee(?) : R197.00
  • Vat : R27.58
  • Insurance : R7.76
  • Days : 60
  • ARP : 345.53%
Repayment Amount: R783.17

Makanda finance has issued R10 million in loans since 2010

Get Your loan now!

Need Help?

If you have any queries

Call: 012 770 6488

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Customer Relations:

Get In Touch With Us!

If you have any questions or need support, give us a call or send us an email and we will get back to you as soon as possible!

012 111 7078 / 020 0270

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